Data-rich, intermediary-heavy, and accountable.
Insurers sit on decades of sensitive policyholder and claims data, distributed through networks of agents, brokers and third-party administrators — every one of them an exposure the board now has to answer for.
Regulatory pressure
IRDAI information & cyber-security guidelines, DPDPA, PCI-DSS and global standards (GDPR, DORA, NAIC Model Law) all demand continuous, evidenced control over policyholder data — not annual point-in-time attestations.
Threat landscape
Policyholder PII theft, claims and premium fraud, ransomware against policy-admin systems, and compromise through TPAs, brokers and insurtech partners — each a direct hit to solvency, continuity and trust.
What you are carrying.
Policyholder data exposure
Health, financial and identity data across millions of policies makes insurers a prime target — and a breach a reportable, board-level event.
TPA & broker networks
Claims administrators, surveyors, brokers and insurtech partners extend your attack surface into dozens of intermediaries you do not directly control.
Claims & premium fraud
Compromised policy-admin and claims systems enable fraud that compounds financial loss with regulatory scrutiny.
Ransomware continuity
An outage of policy issuance or claims settlement breaches service standards and triggers regulatory reporting clocks within hours.
Regulatory penalties
Missed IRDAI or data-protection mandates and late breach reporting carry direct financial and licensing consequences.
Board accountability
Directors must demonstrate they understood and priced cyber risk — qualitative heat-maps no longer satisfy the audit committee.
Insure Pulse — evidence-based cyber underwriting.
Insure Pulse is built for insurers writing cyber cover. It turns raw signal about the organisations you insure into the numbers underwriters price on — quantified exposure in, underwriting decisions out.
Mapped to every regulator you answer to.
Connect once; report to all of them — across India and your global footprint.
What insurance teams get.
Figures are illustrative of typical engagements; actuals depend on environment and scope.
